Capital Library / 12 guides

Plan the next investment

Choose financing while the investment plan can still accommodate it. Deposits, construction, acceptance and operating ramp-up rarely fall on the same date. Compare the available options against that cash calendar, the asset life and the way the business may change. Cash or an existing bank facility can remain the right answer.

The decision

How do we fund the investment without creating an avoidable liquidity or maturity problem?

The smallest monthly payment can hide a final principal balance, a purchase obligation or payments continuing after replacement. Ask what is funded, when it is funded and what remains owed under an early-exit scenario. Indicative terms are not a commitment to fund.

A good place to start

Build the funding plan

How should you finance the next CapEx program?

Separate physical assets, installation and working capital before comparing structures.

Solve the timing

Can financing follow the construction and equipment schedule?

Identify gaps between supplier payments and financing draws, including a construction-delay case.

Make the decision

What should a CFO compare before accepting a financing proposal?

Compare net cash, cost, repayment, restrictions and execution conditions on one consistent basis.

All guides in this topic

How should you finance the next CapEx program?

Compare cash, bank facilities, equipment leases and institutional debt for an expansion or capital expenditure program, including staged funding.

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Equipment lease vs. loan: compare more than the payment

A practical comparison of equipment leasing and borrowing, including ownership, residual value, early exit, taxes and useful life.

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Sale-leaseback vs. secured loan: which tradeoffs matter?

Compare an asset sale with secured borrowing on net liquidity, ownership, payment obligations, covenant effects and exit flexibility.

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How to compare financing offers on an all-in basis

Compare financing proposals using net proceeds, full cash flows, repayment, prepayment costs and ownership, not the headline coupon alone.

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What should a company review after a credit upgrade?

Review existing financing and new asset programs after a rating improvement. Check individual obligations, prepayment and issuer-level credit support.

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What is a Capital Options Review?

A paid financing comparison and written recommendation for an asset or project, following a short free Capital Options Preview.

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Should long-lived equipment stay on the revolver?

Compare revolving credit with term funding for completed assets, including available capacity, covenant effects and flexibility.

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Will a prepayment charge erase the refinancing benefit?

Compare remaining payments, make-whole provisions, call premiums and transaction costs before pursuing a lower financing rate.

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Amortizing or bullet debt: which fits the cash flow?

Understand how repayment shape changes liquidity, interest expense and refinancing exposure even when two offers show the same rate.

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Can financing follow the construction and equipment schedule?

Review delayed draws and staged funding against deposits, construction milestones, commitment fees and conditions to funding.

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When should separate site purchases become one financing program?

Compare repeat equipment or fitout purchases as a program while preserving visibility into ownership, site leases and individual asset terms.

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What should a CFO compare before accepting a financing proposal?

A decision checklist covering usable proceeds, total cost, maturity, collateral, covenants and execution conditions, not just the quoted rate.

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General decision guidance, not a financing offer. For a specific recommendation, start with your assets, obligations and business objective.

Start with one decision

What are you looking to finance?

Tell us about the asset or project, your objective and timing. Start with a short free Capital Options Preview. Any paid work is agreed before it begins.

Request a free Preview

Summary context only. No confidential documents.