Capital Library / 4 guides

Prepare a financing decision

Good preparation should reduce uncertainty, not create an endless document request. Start with a clear financing decision and gather the records needed to evaluate it. Ownership, current obligations and the actual payment source often determine whether deeper appraisal, legal and technical work is worthwhile.

The decision

What evidence or approval would change the financing decision next?

A public search does not establish clean title, a ledger does not establish market value and a lease label does not determine accounting treatment. Use qualified specialists for those conclusions. Keep confidential documents out of public forms and agree who can receive them before circulation.

A good place to start

Organize a focused file

What should go into a financing data room?

Give reviewers a coherent transaction summary, asset schedule and current documents with controlled access.

Check what is available

What liens and consents can stop an asset financing?

Identify existing claims and required permissions before presenting assets as free for another financing.

Resolve treatment separately

Is lease financing off balance sheet?

Distinguish liquidity, accounting, tax and covenant questions before committing to a structure.

All guides in this topic

What should go into a financing data room?

Prepare a focused financing file with asset ownership, financials, contracts and existing obligations, without collecting every document prematurely.

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What liens and consents can stop an asset financing?

Review existing security, asset ownership, landlord rights and contractual restrictions before treating equipment or improvements as available collateral.

Read guide

Is lease financing off balance sheet?

Separate liquidity benefits from accounting treatment, and identify what a CFO should ask accountants before choosing a lease or sale-leaseback.

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Which asset value matters in a financing review?

Understand the difference between recorded cost, in-place value and disposal assumptions before commissioning an equipment or property appraisal.

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General decision guidance, not a financing offer. For a specific recommendation, start with your assets, obligations and business objective.

Start with one decision

What are you looking to finance?

Tell us about the asset or project, your objective and timing. Start with a short free Capital Options Preview. Any paid work is agreed before it begins.

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Summary context only. No confidential documents.